Illinois
Antioch/Waukegan
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Chicago
Hundreds of families on Chicago’s South Side lost their homes—and all the savings they had built in those homes—because of state-sanctioned home equity theft.
Chicago Communities with the Most Home Equity Theft
Communities in West Englewood (top left) and Roseland (bottom center) were the hardest hit by home equity theft. The homes taken were sold without a penny of equity going back to the former owners.
Chicago Communities with High Unemployment Hurt by Home Equity Theft
The communities hardest hit by home equity theft had unemployment rates more than three times the state average of 6.6%.
Low-Income Chicago Communities Hurt by Home Equity Theft
West Englewood, the community hit hardest by home equity theft, had a median household income of just $26,000.
Black and Hispanic Chicago Communities Disproportionately Hurt by Home Equity Theft
More than 90% of residents in the hardest-hit South Side communities were black or Hispanic.
East St. Louis
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Rockford
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Springfield
Hundreds of families in Springfield, Illinois, lost their homes—and all the savings they had built in those homes—because of state-sanctioned home equity theft.
Springfield, IL, Communities with the Most Home Equity Theft
Six communities on Springfield’s east side were hit hard by home equity theft. For every one hundred homes, three were taken and sold without a penny of equity going back to the former owners.
Springfield, IL, Communities with High Unemployment Disproportionately Hurt by Home Equity Theft
The communities hardest hit by home equity theft had unemployment rates greater than the state average of 6.6%. One area’s unemployment rate was 28%.
Low-Income Springfield, IL, Communities Disproportionately Hurt by Home Equity Theft
The communities hardest hit by home equity theft had an average median household income of just $25,000.
Black and Hispanic Springfield, IL, Communities Disproportionately Hurt by Home Equity Theft
On average, 60% of the residents of the hardest-hit communities’ were black or Hispanic.
Massachusetts
Springfield
Dozens of families in Springfield, Massachusetts, lost their homes—and all the savings they had built in those homes—because of state-sanctioned home equity theft.
Springfield, MA, Communities with the Most Home Equity Theft
Springfield’s McKnight Historic District (center) was the hardest hit by home equity theft. The 22 homes taken were sold without a penny of equity going back to the former owners.
Educated Springfield, MA, Community Hurt by Home Equity Theft
The McKnight Historic District had a higher rate of residents with at least a bachelor’s degree (35%) compared to many neighboring areas.
Black and Hispanic Springfield, MA, Community Hurt by Home Equity Theft
In the McKnight Historic District, 78% of residents were black or Hispanic.
Low-Income Springfield, MA, Community Hurt by Home Equity Theft
Despite its higher rate of educational attainment, the McKnight Historic District had a median household income of just under $25,000.
Minnesota
Duluth
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Mora
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Minneapolis
Hundreds of families in Minneapolis lost their homes—and all the savings they had built in those homes—because of state-sanctioned home equity theft.
Minneapolis Communities with the Most Home Equity Theft
The areas on the map above represent the nine Minneapolis communities hit hardest by home equity theft. The homes taken were sold without a penny of equity going back to the former owners.
Low-Income Minneapolis Communities Hurt by Home Equity Theft
Low-income communities are among those hit hardest by home equity theft. The average median household income for the nine Minneapolis communities was under $40,000.
Minneapolis Communities with Lower College Attainment Are Hurt by Home Equity Theft
The Minneapolis communities hardest hit by home equity theft typically have attainment rates for bachelor’s degrees (or higher) below 30%.
Black and Hispanic Minneapolis Communities Disproportionately Hurt by Home Equity Theft
Nearly all the hardest-hit Minneapolis communities are majority black and Hispanic.
Nebraska
Omaha
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New Jersey
Camden
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Newark/East Orange
Dozens of families in Springfield, Massachusetts, lost their homes—and all the savings they had built in those homes—because of state-sanctioned home equity theft.
Newark and East Orange, NJ, Communities with the Most Home Equity Theft
Two Newark and East Orange communities were hit hardest by home equity theft. The homes taken were sold without a penny of equity going back to the former owners.
Low-Income Newark and East Orange, NJ, Communities Hurt by Home Equity Theft
The Newark and East Orange communities hit hardest by home equity theft had low median household incomes. One area’s median household income was below $20,000.
Newark and East Orange, NJ, Communities with High Unemployment Hurt by Home Equity Theft
The Newark and East Orange communities hardest hit by home equity theft had unemployment rates at least five times the state average of 4%. One community’s rate was nearly 28%.
Black and Hispanic Newark and East Orange, NJ, Communities Hurt by Home Equity Theft
In these communities, 97% of the residents were black or Hispanic.
New York
Ellenville/Mount Hope
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Hoosick Falls/Petersburgh/Berlin
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Olean/Randolph
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South Dakota
Huron
Dozens of families in Beadle County and Huron lost their homes—and all the savings they had built in those homes—because of state-sanctioned home equity theft.
Beadle County and Huron, SD, Communities with the Most Home Equity Theft
The map above shows the Beadle County and Huron communities hit hardest by home equity theft. The homes taken were sold without a penny of equity going back to the former owners.
Less-Educated Rural Community in Beadle County and Huron, SD, Disproportionately Hurt by Home Equity Theft
In the rural community hardest hit by home equity theft, two out of five people had a high school degree but no college degree.
Black and Hispanic Community in Beadle County and Huron, SD, Disproportionately Hurt by Home Equity Theft
The hardest-hit community within Huron has one of the highest proportions (25.1%) of black and Hispanic residents in the state.
Resources
End Home Equity Theft Model Policy
Pueblo, CO One-Pager
Chicago, IL One-Pager
Springfield, IL One-Pager
Springfield, MA One-Pager
Minneapolis, MN One-Pager
Huron, SD One-Pager